You've been in a car accident and you're sure it wasn't your fault. You have some damage to your vehicle and you're pretty sore, but you think you can tough it out. After all, your insurance will take care of everything, right? Not necessarily. In many cases, insurance companies do not like paying out claims but tend to do whatever they can to minimize the amount they have to pay you.
This is where a car accident attorney becomes of help. An experienced attorney will level the playing field and make sure that you get fair compensation. Here are three reasons why you should involve a car accident attorney when pursuing your insurance claim.
1. You May Not Be Aware of All the Damages You Have Suffered
When you are in an accident, it is easy to focus on the physical damage to your vehicle and overlook the other damages you have suffered. But there are other types of damage that you may not be aware of, such as:
- Lost wages if you have to miss work because of your injuries
- Medical bills for treatment of your injuries, both present, and future
- Pain and suffering caused by your injuries
An experienced car accident attorney will know how to identify all the damages you have suffered and make sure that you are compensated for them.
2. The Insurance Company Will Have an Attorney Working for Them
When you make a claim with your insurance company, they will assign an adjuster to your case. The adjuster's job is to settle your claim for as little money as possible. And in most cases, the insurance company will also have an attorney working for them. This means that you will be up against two experienced professionals who are trying to minimize the amount of money you receive from your claim. The only way to level the playing field is to have a car accident attorney with you.
3. You May Not Be Aware of the Full Value of Your Claim
The insurance company may offer you a settlement that is less than the full value of your claim. This is because you may not be aware of the full value of your claim and may not know how to calculate your lost wages or future medical expenses. An attorney will know how to calculate the full value of your claim so you don't get shortchanged by the insurance company.
If you've been in an accident, involving a car accident attorney provides you with better chances of getting sufficient compensation. Ensure you have one as you pursue your insurance claim.